Terms and Conditions of Use
These terms govern your access to and use of www.sentinel-insure.co.za or any Sentinel Insure website (each jointly and individually referred to as the “website”). Where specific products or services are made available to you through the website, additional terms may apply.
Acceptance
Before using the website, you should carefully read and agree to these terms and conditions of use. By accessing or using the website, you agree to be legally bound by these terms. If you do not agree, you must not use the website.
Ownership
This website is owned and operated by Sentinel Insure and its affiliated companies and subsidiaries (from this point: jointly and individually referred to as “Sentinel Insure”).
Place of Operations
Sentinel Insure controls and maintains this website from the Republic of South Africa and makes no representation that the information provided on or through this website is appropriate or available for use in other locations. Websites of Sentinel Insure that are targeted at specific jurisdictions comply with the legal requirements of those jurisdictions. No warranty is given in respect of use in other jurisdictions.
Variations
Sentinel Insure may revise or update these terms and conditions at any time without prior notice. Changes will be posted under “Legal Notice.” Your continued use of the website after such changes constitutes your acceptance of the modified terms and conditions. You are therefore encouraged to review these terms periodically.
Accuracy
Sentinel Insure strives to ensure that the information provided on this website is accurate and up to date. However, all content is provided for general informational purposes only. Given the evolving nature of laws, regulations, and technology, there may be delays, omissions, or inaccuracies. All information on this website is provided “as is” without warranty of any kind.
It remains your responsibility to evaluate the accuracy, completeness, and usefulness of any information or advice provided. Sentinel Insure, its authors, publishers, and distributors assume no liability whatsoever for reliance on the information contained herein. You should consult your own professional advisors regarding your specific situation.
Availability
While Sentinel Insure takes reasonable steps to ensure that its websites remain accessible, we do not guarantee uninterrupted availability and shall not be held liable for any loss or inconvenience caused by downtime or unavailability.
Intellectual Property
All rights—including copyrights, trademarks, design rights, database rights, and any other intellectual property rights—in all text, images, graphics, logos, software, and other materials on this website are owned by Sentinel Insure or used with the permission of the relevant owner.
You may access and use this website for personal, non-commercial purposes only. You may not copy, distribute, modify, reproduce, republish, or transmit any content from this website in any form without prior written consent from Sentinel Insure or the relevant owner.
Password Policy
Access to certain parts of the website may require login credentials, including a user ID and password. You are responsible for maintaining the confidentiality of your credentials and securing your device to prevent unauthorized access. You assume responsibility for all activity under your account and should immediately notify Sentinel Insure if you suspect unauthorized use. Sentinel Insure reserves the right to change or revoke login credentials at any time.
Security
Sentinel Insure uses reasonable security measures, including encryption where appropriate, to protect information transmitted through this website. However, internet transmission is inherently insecure, and Sentinel Insure makes no warranty that the website is error-, virus-, or bug-free. Users are encouraged to employ up-to-date antivirus protection. Sentinel Insure assumes no responsibility for any damage, data loss, or security breach arising from the use of this website.
Privacy
The collection and use of personal data via this website are governed by the Sentinel Insure Privacy Statement, available on the website. By using the website, you consent to the collection and use of your personal data as outlined therein.
Sentinel Insure reserves the right, but not the obligation, to monitor any transmissions made through its web pages, forums, or communication channels.
Submitting Information for Publication
By submitting material to Sentinel Insure for publication on this website, you grant Sentinel Insure the right to copy, modify, distribute, or create derivative works from that content in any format. You warrant that the material is fit for publication and agree to indemnify Sentinel Insure against any legal claims arising from the material you submit. You also agree that Sentinel Insure may use or publish such content without liability.
Anti-Hacking Provisions
You expressly agree not to:
Use or attempt to use any automated means (such as robots, bots, spiders, or data-mining tools) to access or copy content from this website without prior written consent from Sentinel Insure.
Attempt to access restricted materials or information not intentionally made public.
Violate any access controls, security mechanisms, or robot exclusion headers on this website.
Attempt to gain unauthorized access to Sentinel Insure servers or networks through hacking or other means.
Interfere with the normal functioning of the website or its services.
Take any action that imposes an unreasonable or excessive load on Sentinel Insure’s infrastructure.
Disclaimer and Limitation of Liability
Sentinel Insure disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The website and all information provided are offered “as is.”
Sentinel Insure shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to or use of this website, including (but not limited to) damages from viruses, loss of data, or system failures.
While Sentinel Insure employs reasonable efforts to maintain a secure, virus-free website, we cannot guarantee such security. Users are responsible for protecting their own systems.
Indemnity and Injunction
You agree to indemnify and hold harmless Sentinel Insure, its affiliates, directors, employees, and agents from and against any claims, damages, or costs arising from your use of this website or violation of these terms. Sentinel Insure reserves the right to seek injunctive or equitable relief in cases where monetary damages are insufficient.
Severability
If any provision of these terms is found to be unlawful or unenforceable, the remaining provisions shall remain valid and enforceable to the fullest extent possible. Any invalid term shall be interpreted in a way that best achieves its intended purpose.
Third-Party Websites
This website may contain links to third-party websites for your convenience. Sentinel Insure is not responsible for the content, accuracy, or practices of these external sites and does not endorse them. Accessing linked sites is at your own risk and subject to their own terms of use.
Applicable Law and Jurisdiction
By accessing this website, you agree that all matters arising from or related to its use are governed by the laws of the Republic of South Africa. You also agree to submit to the exclusive jurisdiction of the courts of South Africa for the resolution of any disputes.
